The link between job site safety and insurance premiums has never been clearer for roofing companies. By following robust safety protocols and investing in equipment that helps keep crews safe, contractors directly reduce accidents, demonstrate OSHA compliance, and trim insurance costs. Forward-thinking roofing contractors are leveraging these strategies to stand out, make more competitive bids, and strengthen their bottom line.
Why Safer Equipment Drives Down Insurance Premiums
Insurers assess risk when setting workers’ compensation and general liability premiums. Roofing companies that use OSHA-compliant equipment - like guardrails, debris nets, and personal fall arrest systems - show insurers they’re serious about minimizing claims. Investing in safer equipment isn’t just about compliance, it’s about measurable savings. Here’s how to make it work:
- Select certified PPE and fall protection equipment tailored for roofing sites. Insurers may offer premium reductions for documented use.
- Schedule regular inspections and maintenance for debris chutes, hoists, and tools. A history of proactive upkeep can reduce both claims and repairs.
- Implement written safety plans detailing emergency procedures, hazard identification, and equipment protocols. Carriers favor documented compliance.
Real-World Impact: Fewer Claims, Lower Costs
Roofing companies with robust equipment investment and culture of safety often report Experience Modification Rates (EMRs) well below industry averages, translating to insurance premium reductions of up to 20%. Moreover, the avoidance of OSHA violations further protects profit margins and reputation. Proactive audits and detailed safety plans can help EMRs and keep premiums down, year after year.
The Equipter 4000: An Investment in Safety
The Equipter 4000 is well known for being a piece of equipment that increases the efficiency of roofing crews while also boosting brand visibility and referrals. The Equipter 4000 is also an integral part of crew safety for many roofing companies. With its ability to lift materials and tools to the roofline, the Equipter limits manual material handling and carrying shingle bundles up ladders. By catching shingles and nails in its container, the Equipter 4000 requires fewer ground crew members for clean up and makes their work less strenuous, leading to fewer injuries and fewer days off. By handling the heavy work, the Equipter 4000 allows roofing crews to work at their highest potential without being worn out by the end of the week.
To learn more about how the Equipter 4000 can help your roofing company increase efficiency and maintain a safe work site, contact your account representative or give us a call at 717-661-3591.